SmartEarn Credit Card

Rs. 500 cashback as a Welcome Gift in form of statement credit on eligible spends1 of Rs. 10,000 in the first 90 days of Cardmembership.

Card Type	Entry Level
Best Suited For	Rewards & Shopping
Joining Fee	495+GST
Renewal Fee	495+GST
Minimum Income Requirement	Salaried: Rs.37,500 Per Month, Self Employed: Rs.6 lakh Per Annum

Welcome benefits:

Rs. 500 cashback as a Welcome Gift on eligible spends1 of Rs. 10,000 in the first 90 days of Cardmembership

The features and benefits of the SmartEarn Credit Card are mentioned below:

Gift Vouchers:

Earn vouchers worth ₹500 upon reaching the spend milestones of ₹1.20 lacs, ₹1.80 lacs, and ₹2.40 lacs respectively in a Cardmembership year

Renewal Fee Waiver:

Get a renewal fee waiver on eligible spends3 of Rs.40,000 and above in the previous year of Cardmembership

American Express EMI:

Convert purchases into EMI at the point of sale with an interest rate as low as 14% p.a. and zero foreclosure charges

Accelerated Earn Rate

Earn 10X Membership Rewards® Points2 on your spending on Flipkart, Amazon and Uber and earn 5X Membership Rewards Points2 on Paytm wallet, Swiggy, BookMyShow and more