IDFC FIRST Bank Millennia Credit Card

The IDFC FIRST Millenia Credit Card has been launched to offer you more rewards on your expenses. The reward points you earn on this IDFC First Bank credit card will never expire. Enjoy some of the best benefits with this new credit card by IDFC Bank without having to pay any joining fee. The IDFC FIRST Millenia Credit Card comes at an interest ranging between 0.75% and 2.99% per month.

Welcome benefits:

• Enjoy welcome gift vouchers worth Rs.500 when your expenses reach Rs.15,000. You should spend Rs.15,000 within the first 90 days of your IDFC FIRST Millennia Credit Card being issued.
• 5% cashback on your very first EMI transaction which is performed within 90 days of your credit card being issued.

Key Highlights of IDFC FIRST Millenia Credit Card

• 10X reward points on every transaction that you make on your birthday.
• Get a discount of 25% on your movie ticket up to Rs.100 (once a month).
• Enjoy up to 20% off at 1,500 restaurants across India.

The features and benefits of the IDFC FIRST Millenia Credit Card are mentioned below:

Reward Points Benefits

• Enjoy 10X reward points every time your expenses reach Rs.20,000.
• Get 3X reward points on all your offline expenses.
• 10X reward points on every transaction that you make on your birthday.
• Receive 6X reward points on every online purchase.
• Get 1 reward point when you spend Rs.100 on your credit card.

ATM Withdrawal Benefits

• Enjoy interest-free cash withdrawal from ATMs in the country for up to 48 days.

Entertainment Benefits

• Get a discount of 25% on your movie ticket up to Rs.100 (once a month).
• 15% off at over 3,000 health and wellness outlets.

Dining Benefits

• Enjoy up to 20% off at 1,500 restaurants across India.

Fuel Benefits

• Get a fuel surcharge waiver of up to Rs.300 at fuel stations in India (one waiver per month).

Travel Benefits

• You will get 4 complimentary railways lounge visits (4 visits per quarter).

Insurance Benefits

• You will get a personal accident cover of Rs.5 lakh.
• Receive a complimentary lost card liability cover of up to Rs.25,000.