Kotak Bank Delight Platinum Credit Card

The Kotak Bank Delight Platinum credit card offers you a wide range of premium benefits which include discounts, exclusive deals, and fee waivers. It also gives you cashback and discount offers on your travel bookings and dining. The credit card comes with a joining fee of Rs.1,999 and an annual fee of only Rs.250. The interest charged on the card is 3.40% per month.

Key Highlights of the Kotak Bank Delight Platinum Credit Card

• 2 BookMyShow vouchers on the 1st swipe of the card.
• You get cashback of 10% on dining.
• You also get cashback of 10% on movies.

The features and benefits of the Kotak Bank Delight Platinum Credit Card are mentioned below:

Cashback on dining:

• Just spend a minimum of Rs.10,000 using the card on categories other than entertainment and dining and avail 10% cashback on dining every month.
• The maximum cashback per billing cycle is Rs.600 including both entertainment and dining transactions.
• Dining and movie transactions of up to Rs.4000 are eligible for cashback.
• Cashback on dining can only be availed at restaurants which are recognized under the ‘Restaurant’ Merchant Category Code (MCC) by VISA.

Cashback on Movies:

• You can avail up to 10% cashback on select movie tickets if the transactions (other than dining and entertainment) made through the card are over Rs.10,000 in a billing cycle.
• The maximum cashback per billing cycle is Rs.600 including both entertainment and dining transactions.
• Dining and movie transactions of up to Rs.4000 are eligible for cash-back.
• Cashback on dining can only be availed at establishments which are recognized under the ‘Entertainment’ Merchant Category Code (MCC) by VISA.
• Fuel surcharge waiver: The credit card provides fuel benefits by waiving the surcharge waiver of up to Rs.4,500 every year. The waiver is valid for card transactions within the range of Rs.400 and Rs.4,000.

Railway surcharge:

• A surcharge waiver of up to Rs.500 per year can be availed on transactions related to railway ticket bookings.
• 2.5% for transactions on Indian Railways booking counters and 1.8% railway surcharge waiver for transactions on the Indian Railways website.
• Total card protection: Delight Shield offers an insurance cover of up to Rs.1.25 lakh for misplacement or theft of the card. You need to report the loss of the card within 7 days to avail this benefit.

Add-on cards:

• Add-on cards carry all the benefits of the Delight Platinum Credit Card. You can adjust the spending limit as per your needs.

Milestone rewards:

• If total value of all the card transactions exceed Rs.1.25 lakh every six months, you can either opt to receive Rs.750 cashback or 4 complimentary PVR tickets.
• You can avail up to Rs.1,500 cashback or 8 complimentary PVR tickets per year.
• The complimentary PVR tickets can be availed within 3 months of the end of the program.