Altura Credit Card

With the AU Bank Altura Credit Card, you can earn reward points every time you swipe the credit card for shopping, dining, and international spends. The annual fee of the credit card is Rs.199.

Welcome benefits:

• Get vouchers of Rs.500 when you spend Rs.10,000 or more within 60 days of the card being set up.

Key Highlights of the AU Bank Altura Credit Card

• Get 5% cashback when you spend Rs.2,500 within first 60 days of card setup.
• Get 2% cashback on utility bills payments. (Maximum cashback is Rs.50 per statement cycle)
• Get 1% waiver on the fuel surcharge when you use the AU Bank Altura Credit Card to buy fuel at any fuel station in India.
• Get additional Rs.50 cashback when you spend Rs.10,000 in every statement cycle.
• Get 2% cashback on grocery and departmental stores.
• Key Highlights of the AU Bank Altura Plus Credit Card.

The features and benefits of the AU Bank Altura Plus Credit Card are mentioned below:

Reward points benefits:

• Get 2x reward points for every Rs.100 you spend on online transactions.
• You get 1 reward point for every Rs.100 spent on retail.

Cashback benefits:

• You get 1.5% cashback when you swipe the card at merchant outlets.

Fuel benefits:

• Get 1% waiver on the fuel surcharge when you use the AU Bank Altura Plus Credit Card to buy fuel at any fuel station in India.
• The transaction amount has to be between Rs.400 and Rs.5,000.

Milestone benefits:

• Get 500 reward points as a bonus when you spend Rs.20,000 in one month.
• First year fee waiver when you spend Rs.20,000 within 90 days.
• Second year fee waiver when you spend Rs.80,000 during previous card anniversary year.

Insurance benefits:

Card Liability Cover:

• Incur Zero liability if your lost credit card has been used to make fraudulent transactions, after you have reported the loss of the card.
  Get protection against credit card skimming, online frauds, and card counterfeit.

Redemption of Points Earned on AU Bank Altura Plus Credit Card

• E-vouchers of partner brands
• Merchandise on the AU Bank catalogue
• Hotel room bookings
• Flight ticket bookings
• Mobile/Direct-to-home (DTH) recharges