Vetta Credit Card

With the AU Bank Vetta Credit Card, you can earn reward points when you use the card for grocery spends and utility bills payments. You also earn bonus reward points when you reach milestone spends (as mentioned by the bank). The annual fee of the AU Bank Vetta Credit Card is Rs.2,999.

Welcome benefits:

• Get vouchers worth Rs.2,000 (from partner brands) when you spend Rs.30,000 within the first 60 days of the credit card being set up.

Key Highlights of the AU Bank Altura Plus Credit Card

• Get 10 reward points every time you spend Rs.100 on utility bills payments
• Get a credit shield of up to Rs.2 lakh.
• With the Priority Pass Program, get 1 free airport lounge visit at partner lounges (every calendar quarter).
• You get 1 reward point for every Rs.100 spent on retail.
• One-year Zomato Pro Membership on spends of Rs.50,000 per month..

The features and benefits of the AU Bank Altura Plus Credit Card are mentioned below:

Reward points benefits:

• Earn 10 reward points every time Rs.100 is spent for utility bills payments.
• Get 4 reward points for every Rs.100 spent at grocery and departmental stores.
• Earn 2 reward points when you spend Rs.100 on other merchant categories.

Fuel benefits:

• Waiver of 1% fuel surcharge on purchase of fuel at any fuel station across the country
• To avail the fuel surcharge benefit, the transaction amount should be between Rs.400 and Rs.5,000.
• You can get a maximum waiver of Rs.250 in one statement cycle.

Milestone benefits:

• Get annual Zomato Pro Membership when you spend Rs.50,000 in one calendar month.
• Get vouchers of Rs.1,000 when you spend Rs.2.50 lakh during your credit card’s anniversary year
• Waiver of first -year fee when you spend Rs.40,000 within the first 90 days of the card being set up.
• Second-year fee waiver when Rs.1.5 lakh is spent during the previous year
• Get 500 reward points as a bonus when you spend Rs.50,000 in one calendar quarter.
• Get an additional 1,000 bonus reward points when your spends reach Rs.1 lakh in one calendar quarter.

Contactless transaction benefits:

• Make contactless payments by tapping the card at Point-of-Sale (POS) terminals of partner merchants.
• The card PIN does not have to be entered.
• Contactless payments are allowed for transactions amounting to Rs.5,000.

Insurance benefits:

Card Liability Cover:

• Incur Zero liability if your lost credit card has been used to make fraudulent transactions, after you have reported the loss of the card.
  Get protection against credit card skimming, online frauds, and card counterfeit.

Redemption of Points Earned on AU Bank Altura Plus Credit Card

• E-vouchers of partner brands
• Merchandise on the AU Bank catalogue
• Hotel room bookings
• Flight ticket bookings
• Mobile/Direct-to-home (DTH) recharges