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HDFC Bank Freedom Credit Card

The HDFC Bank Freedom credit card is among the top credit card offered by HDFC bank. This HDFC credit card comes with an array of features and benefits which includes accelerated reward point benefits, as well, as benefits on other categories such as fuel and shopping.

Card Type Classic
Best Suited For Rewards
Joining Fee 500+GST
Renewal Fee 500+GST

Minimum Income Requirement
Salaried: Rs.18,000
Per Month,
Self employed: Rs.6 lakh
Per Annum ITR,
Card to Card: Rs. 30,000


Key Highlights of the HDFC Bank Freedom Credit Card

  • Enjoy 5X reward points on your dining, grocery, railway bookings, taxi bookings, and movie spends.
  • Make the most of your birthday with 25X reward points on your expenses made with the card.
  • On your purchases made on PayZapp and SmartBUY, get 10X reward points.
  • Gift voucher of Rs.1,000 on spending more than Rs.90,000 in a year.
  • Renewal fee is waived off is annual spends is more than Rs.50,000
  • Interest-free period of up to 50 days.

The features and benefits of the Freedom Credit Card are mentioned below:


Annual and Renewal Benefits

  • On spending Rs.90,000 in a year, get a gift voucher worth Rs.1,000.
  • Membership fee for the next year is waived off if Rs.60,000 is spent in the year on your card.

Fuel Benefits

  • Fuel surcharge of 1% will be waived on your fuel purchases ranging between Rs.400 and Rs.5,000, capped at 250 per statement cycle.

Reward Point Benefits

  • A welcome benefit of 500 reward points.
  • On your birthday spends, get 25X reward points.
  • Enjoy 5X reward points movies, grocery spends, dining, taxis, and railway spends with your credit card.
  • On your purchases made on PayZapp and SmartBUY, get 10X reward points.
  • On paying the renewal fee, get 500 reward points as a renewal bonus.

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