HDFC Bank Millenia Credit Card

The Millennia credit card is one of the most sought-after cards from HDFC Bank, majorly due to the offers and benefits the card comes with. This HDFC card is available for a membership fee of Rs.1,000 plus applicable taxes for the first year and Rs.1,000 plus applicable taxes of renewal membership fee. You can get a waiver on your renewal fee for the next renewal year if you spend Rs.1 lakh in 1 year.

Welcome benefits:

• You will receive gift vouchers worth Rs.1,000 if you spend Rs.1 lakh and above in each calendar quarter during the first year only.
• If you make a transaction of Rs.30,000 and above in the first 90 days, your membership fees for the first year will be waived off.
• When you pay your membership fee, you will get a renewal benefit or a welcome benefit of 1,000 CashPoints.
• You will get a waiver on your renewal membership fee if you spend Rs.1 lakh and above in the first year.
• Earn cash points worth up to Rs.2,250 per month.

Key Features of the HDFC Bank Millenia Credit Card

• Cashback of 2.5% on all online purchases (on minimum purchase of Rs.2,000).
• 5% cashback on Flipkart, Amazon, and flight & hotel bookings done via SmartBuy and PayZapp.
• 1% cashback on all offline purchases and wallet reloads (minimum purchase of Rs.100)
• 1% waiver on fuel surcharge. The maximum waiver allotted is Rs.250 per month.
• 8 domestic lounge visits per year are provided on a complimentary basis.

The features and benefits of the HDFC Bank Millenia Credit Card are mentioned below:

Cashback Benefits

• You can get a cashback of up to 5% on all your purchases or accumulate and redeem the cashback as CashPoints.

Cashback can be earned by the below-given ways:

• If you make payment for your shopping via SmartBuy and PayZapp for at least Rs.2,000, you can earn a cashback of 5% or Rs.750 per month. The maximum cashback given is Rs.1,000 per month for the initial 6 months from the card issue date.
• Get a cashback of 2.5% and a maximum of Rs.750 per month provided the transaction amount is Rs.2,000. This is available for online spends.
• All your offline purchases, wallet reloads, purchases through point-of-sale, etc., can earn you cashback of 1% on minimum purchase of Rs.100. The maximum cashback offered is Rs.750.
• EMI transactions are also eligible for cashback benefits.

Fuel Benefits

• If you make a transaction of at least Rs.400 on your HDFC Bank Millenia Credit Card, you can get a waiver of 1% on fuel surcharge. The maximum cashback you can earn per statement cycle is Rs.250.

Dining Privileges

• You can avail discounts at premium restaurants across cities through the Good Food Trail Dining program.

Travel Benefits

• You can get airport lounge access for 8 visits per calendar year at a charge of Rs.2 on the card. You will need to swipe the credit card to avail lounge access.