
HDFC Bank MoneyBack Credit Card
The Moneyback Credit Card by HDFC Bank is specially curated for customers. With this card, for every spend you make, you will receive a certain percentage of money back at the end of the credit cycle. The card comes with a joining fee of Rs.500 and an interest rate of 3.49%.
Card Type | Classic |
Best Suited For | Rewards & Cashback |
Joining Fee | 500+GST |
Renewal Fee | 500+GST |
Minimum Income Requirement |
Salaried: Rs.20,000 Per Month, Self employed: Rs.6 lakh Per Annum ITR, Card to Card: Rs. 30,000 |
Welcome benefits:
- Apply for the MoneyBack credit card and earn 500 reward points as joining bonus. If you renew your card, you will get 500 more reward points.
Key Highlights of HDFC Bank MoneyBack Credit Card
- A Cash back credit card with minimal annual fee.
- Joining fee and annual fee waiver when applied through BankBazaar (T&C apply).
- Accelerated reward points on online purchases.
- Reward points redemption for cash against card outstanding.
The features and benefits of the AU Bank Altura Plus Credit Card are mentioned below:
Milestone rewards:
- Spend Rs.50,000 or more on retail purchases in a quarter and get an e-voucher worth Rs.500. The voucher has a validity of 60 days.
Cashback Benefits
- 2 reward points on retail spends. 2 times more points on online spends.
- Redeem reward points for cash (100 reward points = Rs.20).
Save on fuel purchases:
- With the fuel surcharge waiver facility, you can save up to Rs.1,800 every year on your fuel purchases at stations across India. Offer valid on minimum transaction value of Rs.400.
Zero liability on lost card:
- After reporting the loss of your credit card, you have zero liability on any fraudulent transactions made using your card.
Reward points program
- Earn 2 reward points on every Rs.150 spent on the card.
- 2X more reward points on online spends.
- Redeem earned reward points for cash back against the card outstanding (100 reward points = Rs.20).
- Also redeemable for air miles and gifts from exclusive rewards catalogue.
- Minimum 2,500 points are required for redemption. The accrued points are valid for 2 years from the date of accumulation.
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