HDFC Business MoneyBack Credit Card

The HDFC Business MoneyBack Credit Card offers a range of business-centric benefits from cashback on business transactions to accelerated reward points at partner stores. With the cashback feature, self-employed professionals can repay the card dues by simply exchanging the reward points accrued on the card. With spend-based rewards and annual fee waiver feature, the card is a true delight to every business person.

Features and Benefits of HDFC Business Moneyback Credit Card
Cashback on business transactions

• As the name suggests, the MoneyBack credit card provides a cashback of 5% on key business spends related to hotels, dining, cab service, telecom payments, electricity payments, railways, government and tax related spends.
• Maximum cashback per month is capped at Rs.250 on a minimum monthly spend of Rs.10,000.

Annual fee waiver:

• Spend Rs.50,000 or above in a membership year and avail membership fee waiver on the next year’s annual fee.

Spend-based benefits

• On annual spends of Rs.1.8 lakh, you will earn 2,500 reward points each anniversary year.
• By conducting minimum 4 transactions each of Rs.100 and above on your MoneyBack Credit Card in a calendar month, you will be eligible:
• For a complimentary accident insurance cover.
• For a purchase protection cover against fire and burglary for items worth above Rs.5,000 purchased using the credit card.

Waiver on fuel surcharge:

• Every fuel transaction made within the range of Rs.400 to Rs.5,000 entitles you to a waiver of up to Rs.250 per statement.

Balance Transfer:

• Transfer outstanding balance on your existing credit card to MoneyBack Credit Card and enjoy low interest rate offered by HDFC. Balance transfer is applicable to a minimum transfer amount of Rs.2,500 and maximum of Rs.1 lakh.

Avail a loan on credit card:

• You can also apply for loans against your HDFC Business MoneyBack Credit Card.

Easy EMIs:

• Convert purchases made at partner outlets into easy monthly instalments (EMIs) instantly. No documentation required. A one-time processing fee will be charged at the prevailing rate.

Interest-free credit:

• Cardholders can enjoy up to 50 days of interest-free credit period from the purchase date.

No liability on lost card:

• In case, your Business MoneyBack card is misplaced, you must inform HDFC Bank credit card call centre immediately. Following the complaint, you will have zero liability on any fraudulent transactions made using your credit card.

Security:

• The HDFC Business MoneyBack Credit Card is a chip enabled card and can be used at any chip enabled POS or swiped at any regular POS (non-chip POS).

MoneyBack Reward Points:

• You can earn up to 2 reward points for every Rs.150 spent on your HDFC Business MoneyBack Credit Card except for fuel purchases, cash withdrawals, eWallet loading, etc.

Accelerated Reward Points:

• With every Rs.150 spent on flight bookings, hotel reservations, travel bookings, restaurants, and online purchases using the card, you can get 4 reward points.
• Get up to 20 reward points on spends at participating merchant stores. Maximum reward points are capped at 2,500 per statement cycle.