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IDFC FIRST Bank Classic Credit Card

The IDFC First Bank Classic Credit Card is a lifetime free credit card offered by IDFC First Bank. This rewards credit card offers a wide range of benefits under the reward points category apart from other categories such as entertainment, travel, etc.

The IDFC First Classic Credit Card does not require any joining fee or annual fee and comes with an interest rate between 0.75% – 2.99% per month.

Card Type Classic
Best Suited For Rewards & Online Shopping
Joining Fee NIL
Renewal Fee NIL

Minimum Income Requirement
Salaried: Rs.25,000
Per Month,
Self Employed: Rs.5,00,000
Per Annum

Welcome benefits:

  • Gift voucher of Rs.500 given on spending Rs.15,000 within the first 3 months of card issuance.
  • 5% cashback on the first EMI transaction done within the first 90 days of card issuance.

  • Key Highlights of the IDFC FIRST Bank Classic Credit Card

  • Gift vouchers worth Rs.500 on joining.
  • 5% cashback offered on first EMI transaction.
  • Lifetime-free credit card.
  • 6x reward points given on online spends.

  • The features and benefits of the IDFC FIRST Bank Classic Credit Card are mentioned below:


    Reward Point Benefits

  • 10x reward points on all purchases greater than Rs.20,000.
  • 3x reward points given on all offline spends.
  • For online spends, 6x reward points given.
  • 10x reward points given on all expenses made on your birthday.

  • Entertainment Benefits

  • 25% discount on movie tickets up to Rs.100. Will be valid once a month.

  • Travel Benefits

  • 4 complimentary visits to the Railway lounges per quarter.

  • Fuel Benefits

  • 1% fuel surcharge waiver at all petrol pumps up to Rs.200 per month.

  • Insurance Benefits

  • Personal Accident Cover of up to Rs.2 lakh.
  • Complimentary lost card liability cover of Rs.25,000.

  • Other Benefits

  • Free Road Side Assistance worth Rs.1,399.
  • Low interest rate starting at 9% per annum.
  • Interest-free cash withdrawal from ATMs for up to 48 days.

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