The IDFC FIRST Select Credit Card gives you one of the best benefits and privileges and you do not have to pay any joining fee. This IDFC First Bank credit card has been curated keeping in mind your lifestyle and spending habits. With this credit card, you can earn reward points that will never expire. The interest for this card ranges from 0.75% to 2.99% per month.
Card Type
Premium
Best Suited For
Rewards & Online Shopping
Joining Fee
NIL
Renewal Fee
NIL
Minimum Income Requirement
Salaried: Rs.25,000
Per Month, Self Employed: Rs.5,00,000
Per Annum
Welcome benefits:
You will get welcome gift vouchers of Rs.500 once you spend Rs.15,000 within the first 90 days of your card being issued.
You will receive 5% cashback on your first EMI transaction if this is performed within the first 90 days of your card being set up.
Key Highlights of the IDFC FIRST Select Credit Card
You will receive 10X reward points on all transactions you make on your birthday.
Get complimentary domestic airport lounge access.
Enjoy 1 reward point every time your expenses reach Rs.100.
Receive up to 20% as discount at over 1,500 restaurants across India.
The features and benefits of the IDFC FIRST Select Credit Card are mentioned below:
Reward Points Benefits
Get 6X reward points on your online purchases.
Receive 10X reward points on expenses over Rs.20,000.
You will get 10X reward points on transactions made on your birthday.
Receive 3X reward points on every offline expense.
Get 1 reward point every time you spend Rs.100.
ATM Withdrawal Benefits
Enjoy interest-free cash withdrawal from ATMs in India for up to 48 days.
Entertainment Benefits
When you buy one movie ticket, you will get another movie ticket of up to Rs.250 for free (twice every month).
Get up to 15% off at 3,000 plus health and wellness outlets.
Dining Benefits
Get up to 20% off at more than 1,500 restaurants.
Fuel Benefits
You will get a fuel surcharge waiver of up to Rs.300 every month at all fuel stations in the country.
Travel Benefits
Enjoy free Road Side Assistance (RSA) of up to Rs.1,399.
Receive free domestic airport lounge access (4 visits every quarter).
You will get free railways lounge access (4 visits per quarter).
Insurance Benefits
You will receive a personal accident cover of Rs.5 lakh.
Get a complimentary lost card liability cover of up to Rs.50,000.
