IDFC FIRST Bank Wealth Credit Card

The IDFC FIRST Bank Wealth Credit Card offers up to 10X reward points. It comes with 1.5% Forex Markup, complimentary access to airport lounges and select spas, travel insurance, accident cover privileges, and other benefits. You are also allowed interest-free cash withdrawals for up to 48 days. The interest rate for the credit card ranges between 0.75% and 2.99% per month.

Welcome benefits:

• You get gift vouchers of Rs.500 for spending Rs.15,000 within 90 days of card set-up
• 5% cashback is offered on first EMI transaction if performed within 90 days of card set-up

Key Highlights of the IDFC FIRST Bank Wealth Credit Card

• Avail 10X reward points on all spends above Rs.20,000
• 10X reward points on all spends done on your birthday
• For all online spends earn 6X reward points
• For all offline spends earn 3X reward points
• Earn 1X reward point for every Rs.100 spent

The features and benefits of the IDFC FIRST Bank Wealth Credit Card are mentioned below:

Super Privileges

• Waiver of fuel surcharge up to Rs.400 every month at all fuel stations
• Free Road Side Assistance (RSA) worth Rs.1,399
• Complimentary golf rounds
• 1+1 offer on movie tickets of up to Rs.500, twice in a month
• 50+ in app discount offers can be availed
• Avail 20% discount on 1500+ restaurants
• Avail up to 15% discount on 3000+ health and wellness outlets

Other Privileges

• For every calendar quarter, enjoy 4 complimentary domestic and international airport lounge and spa visits as well as 4 railway lounge visits.
• Get personal accident cover of Rs.10 lakh (to avail, you need to carry out at least 1 transaction in the previous month)
• Get air accident cover of Rs.1 crore (to avail, you need to carry out at least 1 transaction in the previous month)
• Get comprehensive travel insurance cover worth $1200
• Get complimentary lost card liability cover of Rs.50,000