HSBC Cashback Credit Card

In a world full of difficult choices, at least the Cashback is easy. Enabled with VISA Paywave technology that allows contactless payments on your card, your globally accepted HSBC Cashback Card gives you unlimited cashback on all transactions.

IndianOil Citi Credit Card Features

• Unlimited cashback on all your transactions
• Get 1.5% cashback on all online spends (excluding the transfer of funds to an online wallet) and 1% on all other spends
• Zero joining fees
• Annual membership fees INR750 will be reversed if your total annual spend exceeds INR100,000
• 1.5% cashback on all online spending (excluding the transfer of funds to online wallets) and 1% on all other spends. (cashback will be credited back within 45 days of the card statement date)
• First-year Annual Fee waived off for all cards issued between 1 January 2023 to 15 April 2023
• 2nd-year onwards – INR750 (reversed if your total annual spend exceeds INR100,000)
• Cashback is also available on Instant EMI (Equated Monthly Installment) facility on your card across listed merchants.
• Convenient EMI options that allow you to pay your credit card dues in Equated Monthly Installments (EMIs) such as Balance Transfer on EMI, Cash-on-EMI, Loan-on-Phone, etc.
• This card is enabled with VISA Paywave technology that allows contactless payments on your credit card.

Additional benefits of Cashback Credit Card

Zero liability for lost cards
• If you lose your HSBC Cashback Credit Card, you’ll bear no liability for transactions made on the card after reporting and registering the loss with us. You’re also covered for any misuse of your HSBC Cashback Credit Card for up to 24 hours before reporting and registering the loss, up to a limit of INR300,000.

Emergency card replacement

• If you lose your HSBC Cashback Credit Card, you can call Visa Global Assistance Services or HSBC Helpline numbers to have your card cancelled and an emergency card issued anywhere in the world in just 3 days. You could also choose to retrieve emergency cash at over 22,000 of our outlets globally.

Insurance benefits

• All insurance benefits listed above are provided directly to credit cardholders by ICICI Lombard General Insurance Company Limited, whose terms, conditions and decisions, for which the Bank is not liable, will apply. Claims for settlements should be sent directly to ICICI Lombard General Insurance Company Limited. All insurance benefits on the credit card are available for valid primary cardholders only.

Other benefits

• The HSBC Cashback Credit Card provides regular card benefits like cash advance, additional credit cards, global access and access through Phone Banking. It also can be used for your online transactions – perfect for online shopping and entertainment.Refer to the Credit Card Services Guide (PDF, 750 KB)Credit Card Services Guide (PDF, 750 KB) This link will open in a new window for full details, as well as the corresponding terms and conditions.