c-card

IndianOil HDFC Bank Credit Card

The IndianOil HDFC Bank card is a co-branded credit card by HDFC Bank and the Indian Oil Corporation. This credit card is specially curated for the people who use their own transport often to travel around the city. The card offers a wide range of features and benefits, especially in the fuel category along with others. The IndianOil HDFC Bank credit card comes with an annual fee of Rs.500 and a monthly interest rate of 3.49%.

Card Type Classic
Best Suited For Fuel
Joining Fee 500+GST
Renewal Fee 500+GST

Minimum Income Requirement
Salaried: Rs.20,000
Per Month,
Self employed: Rs.6 lakh
Per Annum ITR,
Card to Card: Rs. 30,000


Key Highlights of the IndianOil HDFC Bank Credit Card

  • Earn 5% of spends as Fuel Points (FP) on IndianOil Fuel outlets, Groceries, Bill payments & utilities.
  • Earn 1 FP per Rs. 150 spent on other purchases.
  • 1% of fuel surcharge waiver on all fuel transactions.
  • Annual fee waiver if annual spends exceed Rs.50,000 in the previous year.
  • The Fuel Points accumulated can be redeemed towards IndianOil XTRAREWARDS.
  • Features and Benefits of IndianOil HDFC Bank Credit Card


    Fuel Benefits

  • Earn 5% of your fuel spends as Fuel Points.
  • At any IndianOil petrol pump, get up to 250 Fuel Points each month for the first 6 months.
  • Post 6 months get 150 Fuel Points in a month.
  • 1% fuel surcharge will be waived on all transactions ranging between Rs.400 and above.

  • Fuel Point Benefits

  • For every Rs.150 spent on the card for other purchases, get 1 Fuel Point.
  • On bill payments and groceries, get 5% of your spends as Fuel Points.

  • Milestone Benefits

  • The renewal fee of Rs.500 will be waived if your annual spends exceed Rs.50,000 in a year.

  • Other Benefits

  • First-year fee waiver on spends of Rs.20,000.
  • Get automatic PayZapp activation by making 1 transaction valued at a minimum of Rs.500 within the first 90 days of card issuance.
  • If registered from SmartPay, the card will be available for you for free.

    • Apply Now