SBI IRCTC Platinum Credit Card

The SBI IRCTC Platinum Credit Card is a travel card by the State Bank of India in partnership with the IRCTC. This card offers a wide range of benefits, specially under the category of railway ticket bookings with additional discounts. The SBI IRCTC Platinum Credit Card comes with other offers across other categories such as fuel. This credit card has an annual fee of Rs.500 and comes with an interest rate of up to 3.5% per month.

Welcome benefits:

• Get vouchers of Rs.500 when you spend Rs.10,000 or more within 60 days of the card being set up.

Key Highlights of the SBI IRCTC Platinum Credit Card

• In the span of 45 days from the date of card issuance, you get 350 Reward Points as an activation bonus on spending Rs.500 or more in a single transaction. Cash and fuel spend will not be counted.
• Get 10% value back as Reward Points on booking AC1, AC2, AC3, and AC CC tickets through IRCTC.
• Get 1 Reward point for every Rs.125 that you spend on non-fuel retail purchases, including railway tickets bought at www.irctc.co.in.
• You save 1% transaction charges while booking a railway ticket on IRCTC with this card.
• 1% fuel surcharge on all fuel stations in India.

The features and benefits of the SBI IRCTC Platinum Credit Card are mentioned below:

Waived Transaction Charges

• On booking railway tickets on IRCTC using this card, you save 1% transaction charges.
• A 1% of the total refund amount will be debited to your card, in case you cancel the ticket.

Go Contactless

• You can make daily transactions by simply waving this card at the secure reader.

Transfer Your Balance

• You can transfer your other credit card’s outstanding balance on this card and pay in EMIs at a lesser rate of interest.

Flexipay

• On this card, you can convert your transactions into monthly installments. You need to make a transaction worth Rs.2500 or more and log on sbicard.com within the span of 30 days from the date of purchase to convert it into Flexipay.

Easy Money Facility

• With this facility you can avail money at your convenience and get cheque/draft delivered at your doorstep.

Accepted Globally

• SBI IRCTC Platinum credit card is a travel credit card and is accepted at over 3,25,000 outlets in India and 29 million VISA outlets worldwide.

Add-on cards

• With this card, you can avail add-on card for your family. (Minimum age required is 18 years)