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SmartEarn Credit Card

Rs. 500 cashback as a Welcome Gift in form of statement credit on eligible spends1 of Rs. 10,000 in the first 90 days of Cardmembership.

Card Type Entry Level
Best Suited For Rewards & Shopping
Joining Fee 495+GST
Renewal Fee 495+GST

Minimum Income Requirement
Salaried: Rs.37,500
Per Month,
Self Employed: Rs.6 lakh
Per Annum

Welcome benefits:

  • Rs. 500 cashback as a Welcome Gift on eligible spends1 of Rs. 10,000 in the first 90 days of Cardmembership

The features and benefits of the SmartEarn Credit Card are mentioned below:


Gift Vouchers:

  • Earn vouchers worth ₹500 upon reaching the spend milestones of ₹1.20 lacs, ₹1.80 lacs, and ₹2.40 lacs respectively in a Cardmembership year

Renewal Fee Waiver:

  • Get a renewal fee waiver on eligible spends3 of Rs.40,000 and above in the previous year of Cardmembership

American Express EMI:

  • Convert purchases into EMI at the point of sale with an interest rate as low as 14% p.a. and zero foreclosure charges

Accelerated Earn Rate

  • Earn 10X Membership Rewards® Points2 on your spending on Flipkart, Amazon and Uber and earn 5X Membership Rewards Points2 on Paytm wallet, Swiggy, BookMyShow and more


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