Standard Chartered Smart Credit Card

The Standard Chartered Smart Credit Card comes at a joining fee of Rs.499. With the credit card, you earn cashback every time you swipe the card. These cashback points can be redeemed online.

Welcome benefits:

• You get an Amazon Pay voucher of Rs.500 when you activate the Standard Chartered Smart Credit Card.

The features and benefits of the Standard Chartered Smart Credit Card are mentioned below:

Cashback benefits

• You get 2% cashback when you use the card to make online purchases.
• Earn 1% cashback on all your offline spends made with the Standard Chartered Smart Credit Card.
• You earn a maximum of Rs.500 every month as cashback for offline spends you make with the Standard Chartered Smart Credit Card.

Spend-based benefits

• The annual fee of Rs.499 will be reversed if you spend Rs.1.2 lakh in the previous year.

Interest-free period benefits

• You get an extended interest-free period for the first 90 days with the Standard Chartered Smart Credit Card.
• This is applicable only for retail purchases.
• You have to pay the minimum amount due in every statement cycle in order to avail this benefit.